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Privacy Policy

We at Payday-Today.us have created this Privacy Policy to demonstrate our firm commitment to your privacy. Our Privacy Policy does not apply to web sites maintained by other companies and organizations to which we link or which link to us. Our Privacy Policy will be updated from time-to-time and the most-updated version can always be found at this url.

Payday-Today.us is not a payday lender or broker, and does not make any credit decisions regarding payday loans. The information that you provide to us is not used to pre-qualify you for a loan.

Information We Collect and How It’s Used


When you visit our site, we collect anonymous information about your browsing. This information may include such things as: IP address of visitors to our Web page, Browser types, Computer Operating Systems, Cookies, and Clear Gifs from emails and ad banners. We also collect aggregate information on how long visitors stay on each page, and visitor-specific information on what pages visitors access or visit. We use this information to improve our marketing and promotional activities, to analyze our site usage, and customize our site to better meet the needs of our visitors.

We do not (and can not) use IP addresses, browser types, operating systems, Cookies, or Clear Gifs to retrieve any personal information about you or other computer users from your computer.


Payday-Today.us does not collect any personal information about you unless you voluntarily provide it to us. If you do submit personal information to us, Payday-Today.us may use it fulfill your request or follow-up with you to provide the information that you requested.

Personal Information could include the following: address, telephone number, email, loan value, contact name, etc.

You may provide information of a nature personal to us for the following situations (for example):

  • To share with lenders or brokers for the purpose of receiving information about a product or service in which you are interested
  • To receive information about partnering with us as an affiliate, lender, broker, etc.
  • To register to receive communications from Payday-Today.us and its third party affiliates and partners
  • To share your comments or feedback about our web sites
  • To ask a question or seek additional information

If you voluntarily choose to provide personal information, we will use it for purposes such as:

  • To share with our partners for the purpose of sending you information about a product or service in which you have expressed interest or in which we believe you will be interested
  • To receive information about partnering with us as an affiliate, lender, broker, etc.
  • To send communications that you have requested from Payday-Today.us and its third party subsidiaries
  • To improve or customize the content and/or layout of our web pages
  • To send you related information in which we think you might be interested
  • To contact you when necessary

By submitting your personal information to us, you are providing us with your written and signed consent to receive telemarketing calls. You agree that Payday-Today.us has obtained your consent to receive a prerecorded message sales call in a manner permitted by the Electronic Signatures In Global and National Commerce Act (E-SIGN Act).


By submitting personal information to us, you authorize our lending partners to contact you via telephone or e-mail in order to process and/or fulfill your request. You consent to be contacted even if you are registered on the National Do Not Call List or any equivalent state Do Not Call List.

Information Sharing and Disclosure

We will share your Personal Information with selected third parties in response to your request. We may share your Personal Information with selected third parties to offer you products or services in which we think you will be interested. We may disclose it in compliance with applicable laws and/or if we are responding to subpoenas, court orders, or other legal processes.

We will only share your personally identifiable information to other companies or people when you have consented to share your Personal Information with us. To process your Lender referral request, we (and our third party partners and affiliates) require your name, phone number, email address, loan balance(s) (if any), and estimated financial information such as debts, salary, credit, etc. In select cases, a social security number may be requested for particular partners.

From time to time, we make the email addresses of those who volunteer their email addresses to us available to other reputable organizations whose products or services we think you might find interesting. If you supply us with your postal address online, you may receive periodic mailings from us with information on new products and services or upcoming events. Also, you may receive mailings from other reputable companies. If you do not want us to share your email address or postal address with other companies or organizations, please let us know by following one of the options described in the Opt-Out section below.


Third-party advertising companies may serve ads on our website. These third-party advertising companies employ Cookies and/or Clear Gifs to measure and improve the effectiveness of ads for their clients. To do so, these companies may use anonymous information about your visits to our website and other websites. This information can include: date/time of banner ad shown, the banner ad that was shown, Cookies, and the IP address. This information can also be used for online preference marketing purposes. Clear Gifs, Cookies, and the IP address are not tied to users’ personally identifiable information.


Spam is commercial email or unsolicited bulk email which has not been requested by the recipient. You will not receive Payday-Today.us email communications unless you submit your email address and register to receive these communications. You may receive third-party emails advertising products and services from our partners and affiliates. If you submit your email (or other Personal Information) to websites to which we are linked or which are linked to us, we are not responsible for their practices. Although we encourage third-parties to abide by Can-SPAM laws, we cannot enforce or change their actions. If you wish to remove your contact information from the third-party, please follow their opt-out instructions.

California Residents' Privacy Rights

Companies that collect personally identifiable information ("PII") from California residents and disclose such information to Third Parties (including affiliated entities) for marketing purposes must, in response to a request by a consumer, either (1) provide a list detailing the categories of information shared and the entities to which such information was provided, or (2) provide a mechanism by which a consumer may opt-out of having their information shared with Third Parties. We have elected the second option and you may request that your PII not be shared with Third Parties by sending your request, including your full name, email address and postal address to: Adtain Networks, 60 29th Street #110, San Francisco, CA 94110. In accordance with California Civil Code Sec. 1789.3, California resident users are entitled to know that they may file grievances and complaints with California Department of Consumer Affairs, 400 R Street, Suite 1080, Sacramento, CA 95814; or by phone at 916-445-1254 or 800-952-5210; or by email to [email protected]


If you wish to opt out of receiving communications from Payday-Today.us, please click the "Opt Out" or "Unsubscribe" link in any communications you have received from us in the past.

Data Security

We believe that your personal information should remain just that, Personal Information, by providing secure transmission and storing of your information. We use industry-standard encryption technologies when transferring and receiving consumer data exchanged with our website and web server.

Changes to the Privacy Policy

Payday-Today.us may amend this policy from time to time and we may use visitor information for new, unanticipated uses not previously disclosed in this privacy policy statement. If our Privacy Policy changes at some time in the future, we will post the changes prominently to our website at this url to notify you of these changes and provide you with the ability to opt-out of these new uses. If you are concerned about how your information is used, you should check back to this page periodically.

Contact Us

This site is owned and operated by Adtain Networks. If you have any questions about this privacy policy, the practices of our website, or your dealings with our website, we encourage you to contact us. If you choose to send us an e-mail, we will do our best to respond to your request. We request that you do not send any personal information, such as Social Security Numbers, as we cannot confirm the safety and security of such details when sent via e-mail.

Last updated: April 26, 2010

For additional information, please refer to our Disclaimer and Terms of Use.

* Payday Today is not a payday lender or broker. We provide research and information about payday lenders and products, and are not necessarily affiliated with the companies featured on this site. Availability of products and services varies by state. Not all independent lenders will approve you for a loan or can provide you with up to $1,000 on your first loan.


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