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Utah Payday Loans and Lenders

Citizens of Utah are free to enjoy the benefit of payday lending in their state. Lenders in Utah are given a great deal of liberty to practice their business as they see fit. Here at Payday Today, we always operate with our customers in mind. From finding you the perfect payday loan to delivering it to you in twenty-four hours or less, it’s all about you.

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Alternatives for Utah Payday Lending

Payday loans can be a helpful economic tool if you are in a temporary cash bind and need to make sure your checks don’t bounce before your next payday. If your situation does not sound similar to this one, a payday loan may not be the best option for you. Don’t worry, here at Payday Today we offer our customers a variety of loan programs that may be a better fit for you. Check out our credit cards, personal loans, debt consolidation, and credit counseling and see if those options sound better for you.

Utah Payday Lending laws

Payday lending is legal in the state of Utah. Utah is one of the few states that allow payday lending without having many laws to regulate the practice. The maximum term of a payday loan is 12 weeks. There are absolutely no limits on the amount that a lender can give a borrower, nor are there any caps on the interest rates a lender may charge a borrower. The only regulation that the state of Utah imposes on payday lenders is a regulation that requires lenders apply for and maintain a valid registration in the business. Also, it is illegal for payday lenders to operate in a mobile facility.

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Number of Payday Lenders in Utah

There are at least 427 payday lending locations operating in the state of Utah.

Utah Unemployment Statistics

According to the United States Department of Labor:
The unemployment rate in Utah in January 2006 was 4.1, which means that 52,680 people were unemployed at that time. In January 2005, the unemployment rate was 4.7. Over the past ten years, the unemployment rate has not risen above 6.1.

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* Payday Today is not a payday lender or broker. We provide research and information about payday lenders and products, and are not necessarily affiliated with the companies featured on this site. Availability of products and services varies by state. Not all independent lenders will approve you for a loan or can provide you with up to $1,000 on your first loan.


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