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South Dakota Payday Loans and Lenders

Residents of South Dakota will be pleased to know that they can get a payday loan through us here at Payday Today. Customers enjoy many aspects of our service, but one of the aspects that we hear the most compliments on is the speed of our service. It’s like Starbucks for payday loans around here; you get what you are done in five minutes or less. The application takes a mere four minutes to complete, and the funds are waiting for you the next morning. It’s that easy.

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Alternatives for South Dakota Payday Lending

If the payday loan does not sound like the right loan for you, you may want to consider one of our other, long term loan options. Many customers find our personal loan option to be helpful; it can finance unexpected incidents both large and small. The debt consolidation option works well for people who want to lump all of their debts (mortgage, credit card, student loan, car loan, etc.) into one monthly payment, and one interest rate. It is a good way to get out of control bills under control. People interested in this option are often interested in our credit counseling as well. Finally, we also offer credit cards to customers with less than perfect credit.

South Dakota Payday Lending Laws

South Dakota is one of the few states that has legalized payday lending, but has very few laws regulating the practice. There are no regulations dictating the minimum or maximum term a loan may endure. More importantly, there aren’t any loans dictating the interest or fees a lender may charge a borrower. There is no per check fee limit, or interest rate limit. The only regulation the state law gives is that a loan may not exceed more than $500.

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Number of Payday Lenders in South Dakota

There are at least 302 payday lending locations operating in South Dakota.

South Dakota Unemployment Statistics

According to the United States Department of Labor:
The unemployment rate in South Dakota was 4.0, which means that there were4.0 unemployed people in South Dakota at that time. In January 2005, the unemployment rate in South Dakota was 4.7. Over the past ten years, the unemployment rate has wavered between 2.1 and 4.4.

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* Payday Today is not a payday lender or broker. We provide research and information about payday lenders and products, and are not necessarily affiliated with the companies featured on this site. Availability of products and services varies by state. Not all independent lenders will approve you for a loan or can provide you with up to $1,000 on your first loan.


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