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Oklahoma Payday Loans and Lenders

There’s good news about Oklahoma; interest rates for payday loans are some of the lowest in the nation. Of course all payday interest rates are higher than other loan, but if a payday loan is the answer to your financial situation, then it is worth it. Here at Payday Today, we are pleased to offer all residents of Oklahoma the payday loan. The application only takes a minute to fill out, so what are you waiting for?

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Alternatives for Oklahoma Payday Lending

We offer great payday loans in the state of Oklahoma. However, payday loans are not the solution to every financial situation. If you just need to make sure an important check does not bounce before your payday, then great. A payday loan is for you. But if you are having more profound and consistent troubles, consider one of our other loan options. The credit cards, personal loans, debt consolidation, and credit counseling are good options to start with.

Oklahoma Payday Lending Laws

Oklahoma has fairly average laws in comparison with other states that have legalized payday lending. The loan terms can range from twelve to forty-five days. Lenders can give borrowers up to $500. If the loan amount is $300 or less, the lender may charge 15% interest. If the loan is over $300, the lender can charge 10% interest. These figures average out to a 390% APR. The lowest APR payday lenders offer is in the 300%’s, so while this figure may be high in comparison to mortgage interest rates or credit card interest rates, it is relatively low for payday loans.

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Number of Oklahoma Payday Lenders

There are at least 397 payday lending locations in Oklahoma. Considering the exponential growth rate in the industry, the number is probably greater than 397.

Oklahoma Unemployment Statistics

According to the United States Department of Labor:
The unemployment rate in Okalahoma in January 2006 was 4.1, which means that 71,165 people were unemployed at that time. In January 2005, the unemployment rate was 5.2. In the past ten years, Oklahoma has not seen an unemployment rate lower than 2.6, or higher than 6.3.

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* Payday Today is not a payday lender or broker. We provide research and information about payday lenders and products, and are not necessarily affiliated with the companies featured on this site. Availability of products and services varies by state. Not all independent lenders will approve you for a loan or can provide you with up to $1,000 on your first loan.

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