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Nevada Payday Loans and Lenders

If you live in Nevada, you’re in luck; payday lending is legal in your state. Those working in the payday lending industry are perhaps even luckier because of the few laws regulating the industry. We would consider ourselves lucky if you would choose to apply for a payday loan with us at Payday Today instead of at your local payday lending center. We offer our customers a quick and easy service. The application only takes a few minutes to fill out, and the loan is delivered into your bank account in less than twenty-four hours. No questions. No wagering. Just loans.

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Nevada Payday Loan Alternatives

If you’re looking for a long term solution to your financial situation, consider our credit cards, personal loans, debt consolidation, and credit counseling.

Nevada Payday Lending Laws

Nevada is one of the handful of states that has legalized payday lending and does not have laws that regulate the interest rates lenders are allowed to charge. There is no minimum or maximum terms that a borrower may have a loan for, and there are absolutely zero laws dictating how much a lender can charge in interest. Borrowers can carry as many loans as they like from different lenders; there is no statewide database that lenders can check to see if a borrower already has a payday loan with another company. There is also no mandatory “cooling off period” in between loans. A borrower can have one loan right after another if he/she so chooses. The only law that comes even remotely close to regulating the payday lending industry in the state is the law that states that lenders may not give loans that exceed one third of the customer’s net monthly income.

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Number of Payday Lenders in Nevada

There are at least 128 payday lending centers in the state of Nevada. This figure ranks Nevada as the 25th state on the payday lending scale, with 1 having the most centers.

Nevada Unemployment Statistics

According to the United States Department of Labor:
The unemployment rate in Nevada in January 2006 was 4.1, which means that 50,711 people were unemployed in the state at that time. In January 2005, the unemployment rate was 4.7. Over the past ten years, the unemployment rate has not fallen below 3.6 or risen above 6.1 in the state of Nevada.

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* Payday Today is not a payday lender or broker. We provide research and information about payday lenders and products, and are not necessarily affiliated with the companies featured on this site. Availability of products and services varies by state. Not all independent lenders will approve you for a loan or can provide you with up to $1,000 on your first loan.


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