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Indiana Payday Loans and Lenders (IN)

If you live in Indiana and need a little extra money to make it to your next payday, you’ve come to the right place. We provide overnight payday loans to just about anyone who needs them. The application only takes a minute or two to fill out, and we offer no-fax loans. Besides our great service, you have to advantage of living in a state in which payday lending is legal, but has interest restrictions that help you from falling deep into debt. You need the cash, why not give us a try?

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Alternatives to Indiana Payday Lending

The Payday Loan is not the solution for everybody. Everybody has different financial needs, and is in a different financial situation. If the Payday Loan doesn’t sound quite right for you, consider one of the more long term financial solutions we offer our clients at Payday Today. We have credit cards (including some that even bad credit customers are eligible for), as well as personal loans, debt consolidation, and credit counseling. One of our programs is bound to suit your needs.

Indiana Payday Lending Laws

Payday Lending is legal in the state of Indiana. The following is a collection of vital legal information concerning payday lending in the state that we know you will find beneficial:

  • The minimum term for a payday loan is fourteen days.
  • Loans can range from fifty to five hundred dollars.
  • Interest rates can be 15% of the first $250, 13% of $250.01 to $400, or 10% for $400.01 to $500.
  • Lenders can charge $15 per every $100 loaned.
  • The effective 14 day APR is 390%

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Number of Payday Lenders in Indiana

As of 2001 there were more than 500 payday lenders in Indiana. With the exponential rate at which the industry is growing, there can only be many more operating in the state today.

Indiana Unemployment Statistics

According to the United States Department of Labor:
The unemployment rate in Indiana as of January 2006 was 5.3. This was a drop from January 2005’s rate of 6.1. Over the past ten years, the unemployment rate has ranged from 2.3 to 6.0.

In January 2006, there were 170,468 unemployed people in Indiana.

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* Payday Today is not a payday lender or broker. We provide research and information about payday lenders and products, and are not necessarily affiliated with the companies featured on this site. Availability of products and services varies by state. Not all independent lenders will approve you for a loan or can provide you with up to $1,000 on your first loan.


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