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Idaho Payday Loans and Lenders (ID)

If you need a little extra cash to make it to your next payday and you live in Idaho, you’re in luck. Payday lending thrives in Idaho, and you should have no trouble finding a lender at your local mini mall. However, we think that you will have the most pleasant experience if you apply for a loan with us here at Payday Today. We offer quick service; the application takes mere minutes to complete, and your loan is deposited into your account the morning after you apply. We know you’ll be happy with our no-hassle loan process.

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Alternatives to Idaho Payday Lending

If the payday loan just doesn’t sound quite right for the financial situation you are in, consider one of the many other loan products we offer at Payday Today. Check out our information about personal loans, debt consolidation and credit cards to get started.

Idaho Payday Lending Laws

Payday lending is legal in the state of Ohio, but of course, there are laws that protect the privacy of payday lending customers. For example, payday lenders are not allowed to retrieve personal financial information about a customer (such as their pin number) with out their knowledge and consent. A company in Idaho was recently caught violating this law, and was required to cease such activities, and notify all their customers of their previous actions.
The following is a bit of technical information about payday loans in Idaho that you may find useful:

  • There is no maximum or minimum loan term.
  • There is no minimum loan amount, but the maximum loan amount is $1,000.
  • There is no limit on the fees, fourteen day APR, or cost per hundred dollars in Idaho.

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Number of Payday Lenders in Idaho

Because of the unrestricted interest rates and other loose regulations on payday lending in Idaho, there are many lending companies with locations in the area. As of 1998, they had seventy four lenders, which was an extreme jump from 1993’s two lenders.

Idaho Unemployment Statistics

According to the United States Department of Labor:

The unemployment rate in Idaho as of January 2006 was 4.4. This is a drop from January 2005’s unemployment rate of 5.3. Over the last ten years, the unemployment rate in Idaho has jumped between 2.9 and 6.8.

As of January 2006, there were 32,676 unemployed people in Idaho.

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* Payday Today is not a payday lender or broker. We provide research and information about payday lenders and products, and are not necessarily affiliated with the companies featured on this site. Availability of products and services varies by state. Not all independent lenders will approve you for a loan or can provide you with up to $1,000 on your first loan.


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